Daily Safe-to-Spend
Understand how much you can spend today based on your recorded finances and upcoming commitments.
A simpler way to manage money
Know what you can spend.
Take control of your money, one day at a time.
Track your expenses, plan upcoming bills, and see how much you can comfortably spend until payday—all in one simple app.
Simple budgeting. Clear daily spending. Fewer payday surprises.
Good morning, Aditi
SAMPLE DATASafe to spend today
₹650
₹9,300 left this month62%
Payday in
12 days
Upcoming bill
Electricity
₹1,240 · in 3 days
This week₹3,410 spent
M
T
W
T
F
S
S
Know your daily spending limit
One clear number for today, so you don't have to guess.
Stay ahead of upcoming bills
Bills are set aside before you see what's free to spend.
Build better saving habits
Small, steady progress towards the goals you set.
Your balance doesn't tell the whole story.
₹20,000 in your account doesn't mean ₹20,000 to spend. Rent, bills, planned expenses and savings goals are already waiting for their share. OkaPace sets those aside first, so you see a more useful daily number.
Before
Guessing what is safe to spend
- Checking your balance and hoping for the best
- Bills that show up as a surprise
- Running short a week before payday
With OkaPace
A clearer daily spending plan
- One safe-to-spend number for today
- Upcoming bills accounted for in advance
- A steady pace that lasts until payday
Features
Everything you need to manage money day to day.
Expense Tracking
Record income and expenses and understand where your money goes.
Budgets That Make Sense
Set spending limits and monitor progress without complicated spreadsheets.
Bills and Reminders
Keep track of recurring bills and receive reminders on your device.
Savings Goals
Set personal goals, track progress, and build a more consistent savings habit.
How it works
Three steps to a clearer day.
- 1
Add your money details
Record your balance, income, expenses, and upcoming commitments.
- 2
See your daily spending picture
Check your safe-to-spend amount and budget progress.
- 3
Spend with more confidence
Make everyday decisions with a clearer understanding of your money.
OkaPace Pro
More clarity for your money.
The free app covers your daily essentials. Pro is designed for people who want to go further: deeper spending insights, cash-flow forecasts, AI-powered money guidance and additional planning tools.
Pro features require a subscription or one-time purchase.
OkaPace Pro pricing
- Monthly Pro₹59 /monthIndia
- Yearly Pro₹569 /yearIndia
- Lifetime Pro₹1,499 one-timeIndia
Prices shown for your region. Prices may change.
Clear about what we do — and don't.
You enter your data
OkaPace doesn't connect to your bank. You add your balance, income and expenses manually.
Transparent numbers
Your safe-to-spend amount is based only on what you've recorded, and we show how it's worked out.
You stay in control
OkaPace offers estimates to help you plan. Every financial decision remains yours.
A tool, not a bank
OkaPace is a budgeting and money-management app — not a bank or investment advisory service.
FAQ
Questions, answered.
What is OkaPace?
OkaPace is a personal finance app that helps you track expenses, plan bills, set budgets and see how much you can comfortably spend each day. It's available on Android, with an iPhone version planned.
How does the daily safe-to-spend amount work?
OkaPace looks at the balance, income, upcoming bills, budgets and savings goals you have recorded, then spreads what's left across the days until your next payday. It's an estimate based on what you enter, not a guarantee.
Is OkaPace free to use?
Yes. The core features — expense tracking, budgets, bills and reminders, savings goals and your daily safe-to-spend amount — are free. Some advanced features require OkaPace Pro.
What is included in OkaPace Pro?
Pro adds deeper spending insights, cash-flow forecasts, AI-powered money guidance and extra planning tools. Paid features require a subscription or a one-time purchase.
Does OkaPace connect to my bank account?
No. You enter your financial information manually. OkaPace does not import bank transactions automatically.
Can I track bills and savings goals?
Yes. You can add recurring bills, get reminders on your device, and set savings goals to track your progress.
Is OkaPace available on iPhone?
OkaPace is available on Android today. An iPhone version is planned — details will be announced here.
How can I contact OkaPace?
Email us at bilcodes@gmail.com.
Make payday feel more predictable.
Start with a clearer picture of what you can spend today.